The Woods
NORTH ANDREWS AVENUE WILTON MANORS, FL 33311 · 46 units · built 1973
LIKELY BLOCKED
Likely a problem for an FHA loanBased on public record. Confirm the items below before you rely on it.
REC / LAND LEASEPossible rec / land leaseAmenity may be held by a corporate entity: THE WOODS OF EMERALD HILLS INC. Verify via the FS 718.504 FAQ.
FHA rejectedBuilt 1973CondoLand lease?Filed OKNo VA recordLitigation (5)
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
FLAGLitigation / special assessmentOpen case(s) found in Clerk of Courts (5) — 5 recorded suit(s) name the association as a defendant (2020-2025) — verify current status; 25 record(s) filed BY the association (routine collections, not a red flag). Review materiality.
Record · enriched
FHA score breakdown
fha Rejected:-15; year 1973<1976:-20
Address HUD Condlook
FHA status
Rejected
Year · units
1973 · 46 units
BCPA use · folio
04 - Condominium
494227BC0010 · legal-name 1.00
494227BC0010 · legal-name 1.00
VA overlay
No VA Condo Report record
Concentration HUD
0.00%
Managing entity DBPR filing
WOODS CONDO ASSOC., INC, THE
5100 W COPANS ROAD, STE 810, MARGATE, FL, 33063
5100 W COPANS ROAD, STE 810, MARGATE, FL, 33063
Phase 4 — contact
Registered agent · Sunbiz
KOVITZ SHIFRIN NESBIT
2101 NW Corporate Blvd, Boca Raton, FL 33431
2101 NW Corporate Blvd, Boca Raton, FL 33431
Board officers · Sunbiz
SECR: KOHNKE CHRISTOPHER; TREA: LEE SHIRLEY; DIRE: SUESS JOHN F; PRES: JUPA JOHN; VICE: PODRASKY ROBERT
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
FLAGPending litigationActive suits naming the association can kill warrantability.Open case(s) — 5; HOA named as defendant (2020-2025). Review materiality.
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
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Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.