South Flagler Condominium
POMPANO BEACH, FL 33060 · 40 units · built 1984
LOOKS CLEAR
On public record, this looks clear for an FHA loanBased on public record. Confirm the items below before you rely on it.
REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it.
FHA expiredBuilt 1984CondoNo amenity lease · verifyDBPR delinquentNo VA recordNo litigation found
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
FLAGReserves funded / SIRSDBPR shows DELINQUENT — investigate reserves. Proxy, not a reserves determination.
AUTOLitigation / special assessmentNo open cases found in Clerk of Courts — confirm name variants.
Record · enriched
FHA score breakdown
fha Expired:+30; year 1984 1976-99:+15
Address HUD Condlook
FHA status
Expired · exp 03/31/2011 (expired)
Year · units
1984 · 40 units
BCPA use · folio
04 - Condominium
494202BH0010 · legal-name 1.00
494202BH0010 · legal-name 1.00
VA overlay
No VA Condo Report record
Concentration HUD
0.00%
Managing entity DBPR filing
SOUTH FLAGLER CONDO ASSOC. INC.
15935 NW 49TH AVE, MIAMI GARDENS, FL, 33014
15935 NW 49TH AVE, MIAMI GARDENS, FL, 33014
Phase 4 — contactnone
Registered agent · Sunbiz
REAL ESTATE TREASURY PROPERTY MANAGEMENT,
15935 NW 49th Ave, MIAMI GARDENS, FL 33014
15935 NW 49th Ave, MIAMI GARDENS, FL 33014
Board officers · Sunbiz
dire: Miriam Johnson; Pres: KOFFSMON ESTEBAN; dire: Greg Champion
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
AUTOPending litigationActive suits naming the association can kill warrantability.No open cases found (Clerk of Courts) — confirm name variants.
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
Loading documents…
Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.