Ridgeview Towers, Inc.
3051 NE 48TH ST FORT LAUDERDALE, FL 33308 · 68 units · built 1970
LOOK CLOSER
Worth a closer look for an FHA loanBased on public record. Confirm the items below before you rely on it.
REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it.
FHA expiredBuilt 1970CondoNo amenity lease · verifyFiled OKVA rejected
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
VERIFYLitigation / special assessmentNot yet checked — Clerk of Courts / estoppel.
Record · enriched
FHA score breakdown
fha Expired:+30; year 1970<1976:-20
Address HUD Condlook
FHA status
Expired · exp 07/31/2011 (expired)
Year · units
1970 · 68 units
BCPA use · folio
04 - Condominium
494318AK0010 · legal-name 1.00
494318AK0010 · legal-name 1.00
VA overlay
Rejected
Concentration HUD
0.00%
Managing entity DBPR filing
RIDGEVIEW TOWERS ASSN
3051 NE 48TH ST, FORT LAUDERDALE, FL, 33308-4958
3051 NE 48TH ST, FORT LAUDERDALE, FL, 33308-4958
Phase 4 — contacthigh
Registered agent · Sunbiz
Becker & Poliakoff, PA
1 East Broward Blvd, FT. LAUDERDALE, FL 33301
1 East Broward Blvd, FT. LAUDERDALE, FL 33301
Board officers · Sunbiz
Pres: O'KEEFE ROBERT; VP: MALISANI MARK; Trea: BRIENZA HORACIO; Secr: LOWELL SUSAN; Dire: REA ANGELO
Discovered contact · association
· (954) 771-9437 · association site
Official site of Ridgeview Towers, 3051 NE 48th St, Fort Lauderdale 33308 (Coral Ridge). Contact page lists phone; no public email (contact form only). Reg agent Becker & Poliakoff (legal counsel).
Official site of Ridgeview Towers, 3051 NE 48th St, Fort Lauderdale 33308 (Coral Ridge). Contact page lists phone; no public email (contact form only). Reg agent Becker & Poliakoff (legal counsel).
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
OBTAINPending litigationActive suits naming the association can kill warrantability.Not in public record — obtain via association minutes / estoppel. Request this document →
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
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Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.