Pond Apple Place II
4416 NW 20TH ST COCONUT CREEK, FL 33066 · 88 units · built 1981
UNKNOWN
Not enough record to judge this yetWe don’t have enough public record on this building — treat it as unverified and confirm the items below.
NEEDS REVIEWRecord join not yet confirmedThis building's record join needs human review (Phase 4) — treat as unverified.
REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it.
Spot rejectedBuilt 1981CondoNo amenity lease · verifyFiled OKVA rejected
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
VERIFYLitigation / special assessmentNot yet checked — Clerk of Courts / estoppel.
Record · enriched
FHA score breakdown
fha Rejected-SingleUnit:-20; year 1981 1976-99:+15
Address HUD Condlook
FHA status
Rejected Single-Unit Approval
Year · units
1981 · 88 units
BCPA use · folio
04 - Condominium
484230BB0600 · legal-name 1.00
484230BB0600 · legal-name 1.00
VA overlay
Rejected
Concentration HUD
0.00%
Managing entity DBPR filing
POND APPLE PLACE II CONDO ASSN INC
1280 SW 36TH AVE, SUITE 305, POMPANO BEACH, FL, 33069
1280 SW 36TH AVE, SUITE 305, POMPANO BEACH, FL, 33069
Phase 4 — contact
Registered agent · Sunbiz
VALANCY & REED, P.A.
310 SE 13TH STREET, FORT LAUDERDALE, FL 33316
310 SE 13TH STREET, FORT LAUDERDALE, FL 33316
Board officers · Sunbiz
Dire: BELINSON SUSAN; Pres: AMATO LOUISE; VP &: PEDUZZI NANCYROSE; Dire: Sobelman Mindy V; Dire: Krebs Karen
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
OBTAINPending litigationActive suits naming the association can kill warrantability.Not in public record — obtain via association minutes / estoppel. Request this document →
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
Loading documents…
Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.