Point Of Americas Phase I
2100 S OCEAN LN FORT LAUDERDALE, FL 33316 · 1 units · built 1969
LOOK CLOSER
Worth a closer look for an FHA loanBased on public record. Confirm the items below before you rely on it.
REC / LAND LEASERec / land lease unknownNot determinable from parcel data — request the FS 718.504 FAQ.
FHA expiredBuilt 1969CondoLand lease — verifyFiling ?No VA record
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
VERIFYLitigation / special assessmentNot yet checked — Clerk of Courts / estoppel.
Record · enriched
FHA score breakdown
fha Expired:+30; year 1969<1976:-20
Address HUD Condlook
FHA status
Expired · exp 02/01/2025 (expired)
Year · units
1969 · 1 units
BCPA use · folio
04 - Condominium
504213AD0010 · legal-name 0.64
504213AD0010 · legal-name 0.64
VA overlay
No VA Condo Report record
Concentration HUD
0.00%
Managing entity DBPR filing
—
Phase 4 — contact
Registered agent · Sunbiz
BECKER & POLIAKOFF, P.A.
625 N Flagler Drive, West Palm Beach, FL 33401
625 N Flagler Drive, West Palm Beach, FL 33401
Board officers · Sunbiz
Dire: MALECKA MICHAEL R; D: HOFFMAN JAMES; D: MONTERO HY M; D: PARKER DAVID T; Secr: Treney Susan
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
OBTAINPending litigationActive suits naming the association can kill warrantability.Not in public record — obtain via association minutes / estoppel. Request this document →
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
Loading documents…
Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.