Lakes Of Environ, A Condo
3851 INVERRARY BLVD, LAUDERHILL, FL 33319-4314 · 150 units
NOT FHA-LISTED
No FHA application on recordThis condo has never been submitted for FHA approval — that’s neutral, not a rejection. Switch to “Conventional loan” to screen it, or confirm FHA eligibility directly.
NEEDS REVIEWRecord join not yet confirmedThis building's record join needs human review (Phase 4) — treat as unverified.
REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it.
Not FHA-listedBuilt ?CondoNo amenity lease · verifyFiled OKVA rejectedLitigation (1)
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
FLAGLitigation / special assessmentOpen case(s) found in Clerk of Courts (1) — 1 recorded suit(s) name the association as a defendant (2020-2025) — verify current status; 26 record(s) filed BY the association (routine collections, not a red flag). Review materiality.
Record · dbpr-only
FHA score breakdown
year unknown:+0
Address DBPR filing
FHA status
Not FHA-listed
Year · units
— not yet verified · 150 units
BCPA use · folio
04 - Condominium
494122BM0010 · legal-name-low 0.21
494122BM0010 · legal-name-low 0.21
VA overlay
Rejected
Concentration HUD
not available from public record
Managing entity DBPR filing
LAKES OF ENVIRON CONDO ASSN INC
7932 WILES RD, CORAL SPRINGS, FL, 33067-2039
7932 WILES RD, CORAL SPRINGS, FL, 33067-2039
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
FLAGPending litigationActive suits naming the association can kill warrantability.Open case(s) — 1; HOA named as defendant (2020-2025). Review materiality.
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
Loading documents…
Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.