Lado Del Rio
400 N RIVERSIDE DR POMPANO BEACH, FL 33062 · 61 units · built 1973
LIKELY BLOCKED
Likely a problem for an FHA loanBased on public record. Confirm the items below before you rely on it.
REC / LAND LEASEProbable rec / land leaseParcel data shows a separate amenity owner: HUD: leased land / recreation leasehold. Probable, not confirmed — but if it’s real, many lenders won’t finance here, so confirm via the FS 718.504 FAQ before you tour.
FHA rejectedBuilt 1973CondoLand leaseFiled OKNo VA recordNo litigation found
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
AUTOLitigation / special assessmentNo open cases found in Clerk of Courts — confirm name variants.
Record · enriched
FHA score breakdown
fha Rejected:-15; year 1973<1976:-20; rec-lease separate owner:-40
Address HUD Condlook
FHA status
Rejected
Year · units
1973 · 61 units
BCPA use · folio
04 - Condominium
484331BG0010 · legal-name 1.00
484331BG0010 · legal-name 1.00
VA overlay
No VA Condo Report record
Concentration HUD
0.00%
Managing entity DBPR filing
LADO DEL RIO CONDO ASSN
2300 W SAMPLE RD, POMPANO BEACH, FL, 33073
2300 W SAMPLE RD, POMPANO BEACH, FL, 33073
Phase 4 — contact
Registered agent · Sunbiz
Ballard Lee
c/o DST Property Management, Pompano Beach, FL 33073
c/o DST Property Management, Pompano Beach, FL 33073
Board officers · Sunbiz
Dire: Bender Jeffrey; Pres: Dabertin Thomas; VP: Norton Chris; Trea: Fishman Sharon; Secr: Gouchberg Jeffrey
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
AUTOPending litigationActive suits naming the association can kill warrantability.No open cases found (Clerk of Courts) — confirm name variants.
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
Loading documents…
Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.