Isla Merita Homes Condominium

CITRUS TRACE FORT LAUDERDALE, FL 33328 · 12 units · built 1978

UNKNOWN
Not enough record to judge this yetWe don’t have enough public record on this building — treat it as unverified and confirm the items below.
NEEDS REVIEWRecord join not yet confirmedThis building's record join needs human review (Phase 4) — treat as unverified. Reason: legal-name 0.85 +generic-specific-review.
REC / LAND LEASEPossible rec / land leaseAmenity may be held by a corporate entity: ISLA MERITA HOMES INC % UNITED COMMUNITY MGMT. Verify via the FS 718.504 FAQ. BCPA parcel · FS 718.504 FAQ confirmsProbable· checked 2026-06-22
FHA expiredBuilt 1978CondoLand lease?Filed OKVA approved

What you still need to confirm

VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
VERIFYLitigation / special assessmentNot yet checked — Clerk of Courts / estoppel.

Record · enriched

FHA score breakdown
fha Expired:+30; year 1978 1976-99:+15; va HUD Accepted:+10
Address HUD Condlook
CITRUS TRACE FORT LAUDERDALE, FL 33328
FHA status
Expired · exp 07/31/2011 (expired)
HUD CondlookConfirmedrecord 11/05/1993· checked 2026-06-22
Year · units
1978 · 12 units
BCPA · DBPR parcelConfirmedrecord 02/17/1978· checked 2026-06-22
BCPA use · folio
04 - Condominium
504128BH0010 · legal-name 0.85 +generic-specific-review
BCPA parcelConfirmed· checked 2026-06-22
VA overlay
HUD Accepted
VA public reportConfirmed· checked 2026-06-22
Concentration HUD
3.22%
Managing entity DBPR filing
ISLA MERITA HOMEOWNERS' CONDO ASSN II INC
10112 USA TODAY WAY, MIRAMAR, FL, 33025

Phase 4 — contactmedium

Registered agent · Sunbiz
Nachman Irvin W
4441 Stirling Road, Davie, FL 33314
Board officers · Sunbiz
Secr: Laighold Maureen; Pres: Hill Linda; Trea: Hill Bradley
Discovered contact · management
Association Services of Florida (Associa) · 954-922-3514 · management site
No association-owned website. DBPR managing-entity record for ISLA MERITA HOMEOWNERS' CONDO ASSN II INC lists address 10112 USA Today Way, Miramar FL 33025, which is the office of Association Services of Florida (Associa), associaflorida.com, 954-922-3514. Agent hint 'Nachman Irvin W' is registered agent/attorney, not the manager.

Lender-decision factors

The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.

OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →Lender condo questionnaireT2 · document
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →Questionnaire / BCPA parcel rollupT2 · document
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →Budget / questionnaireT2 · document
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →Budget / reserve study / DBPR SIRST2 · document
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →Budget / association minutesT2 · document
OBTAINPending litigationActive suits naming the association can kill warrantability.Not in public record — obtain via association minutes / estoppel. Request this document →County Clerk of CourtsT1 · public record
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →Association master policy / COIT2 · document
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →Building department · DBPRT1 · public record
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →BCPA land-use + questionnaireT3 · inferred

Documents

The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.

FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Request the 718.504 FAQ by email
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained

Loading documents…

Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.