Is Durham Condo Q FHA approved?

Durham Condo Q is not on HUD's FHA-approved condo list. That's neutral — it may simply never have been submitted, not rejected. It can still be financed with a conventional loan; verify the rec/land lease (FS 718.504) and warrantability before relying on it.

Does Durham Condo Q have a recreation or land lease?

No separate amenity parcel was found in public record — but that does NOT rule out a land or declaration lease. Confirm via the FS 718.504 FAQ before relying on it.

Durham Condo Q

499 DURHAM Q, DEERFIELD BEACH, FL 33442-2573 · 20 units · built 1978

NOT FHA-LISTED

No FHA application on recordThis condo has never been submitted for FHA approval — that’s neutral, not a rejection. Switch to “Conventional loan” to screen it, or confirm FHA eligibility directly.

REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it. BCPA parcel · FS 718.504 FAQ confirmsNot checked· checked 2026-06-22

Not FHA-listedBuilt 1978CondoNo amenity lease · verifyDBPR delinquentNo VA recordLitigation (1)

What you still need to confirm

VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.

FLAGReserves funded / SIRSDBPR shows DELINQUENT — investigate reserves. Proxy, not a reserves determination.

FLAGLitigation / special assessmentOpen case(s) found in Clerk of Courts (1) — 1 recorded suit(s) name the association as a defendant (2020-2025) — verify current status; 2 record(s) filed BY the association (routine collections, not a red flag). Review materiality.

Record · enriched

FHA score breakdown

year 1978 1976-99 (not-FHA-listed):+0

Address DBPR filing

499 DURHAM Q, DEERFIELD BEACH, FL 33442-2573

FHA status

Not FHA-listed

HUD CondlookNot checked· checked 2026-06-22

Year · units

1978 · 20 units

BCPA · DBPR parcelConfirmedrecord 04/01/1974· checked 2026-06-22

BCPA use · folio

04 - Condominium
484203AM0190 · legal-name 1.00

BCPA parcelConfirmed· checked 2026-06-22

VA overlay

No VA Condo Report record

VA public reportNot checked· checked 2026-06-22

Concentration HUD

not available from public record

Managing entity DBPR filing

DURHAM Q CONDO ASSN INC
498 DURHAM Q, DEERFIELD BEACH, FL, 33442

Lender-decision factors

The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.

OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →Lender condo questionnaireT2 · document

OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →Questionnaire / BCPA parcel rollupT2 · document

OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →Budget / questionnaireT2 · document

OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →Budget / reserve study / DBPR SIRST2 · document

OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →Budget / association minutesT2 · document

FLAGPending litigationActive suits naming the association can kill warrantability.Open case(s) — 1; HOA named as defendant (2020-2025). Review materiality.County Clerk of CourtsT1 · public record

OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →Association master policy / COIT2 · document

OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →Building department · DBPRT1 · public record

OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →BCPA land-use + questionnaireT3 · inferred

Documents

The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.

FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.

Not yet obtained

Request the 718.504 FAQ by email

Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.

Not yet obtained

Current operating budgetReserves, delinquency, special assessments.

Not yet obtained

Reserve study / SIRSStructural integrity reserve study + schedule.

Not yet obtained

Recorded recreation / land leaseThe recorded instrument, if one exists.

Not yet obtained

Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.

Not yet obtained

Loading documents…

Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.