Crystal Bay Club

CRYSTAL LAKE DEERFIELD BEACH, FL 33064 · 36 units · built 1966

UNKNOWN
Not enough record to judge this yetWe don’t have enough public record on this building — treat it as unverified and confirm the items below.
NEEDS REVIEWRecord join not yet confirmedThis building's record join needs human review (Phase 4) — treat as unverified. Reason: legal-name 0.56 +generic-specific-review.
REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it. BCPA parcel · FS 718.504 FAQ confirmsNot checked· checked 2026-06-22
Spot rejectedBuilt 1966CondoNo amenity lease · verifyDBPR delinquentNo VA recordNo litigation found

What you still need to confirm

VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
FLAGReserves funded / SIRSDBPR shows DELINQUENT — investigate reserves. Proxy, not a reserves determination.
AUTOLitigation / special assessmentNo open cases found in Clerk of Courts — confirm name variants.

Record · enriched

FHA score breakdown
fha Rejected-SingleUnit:-20; year 1966<1976:-20
Address HUD Condlook
CRYSTAL LAKE DEERFIELD BEACH, FL 33064
FHA status
Rejected Single-Unit Approval
HUD CondlookConfirmedrecord 11/25/2019· checked 2026-06-22
Year · units
1966 · 36 units
BCPA · DBPR parcelConfirmedrecord 01/01/1979· checked 2026-06-22
BCPA use · folio
04 - Condominium
484215AC0010 · legal-name 0.56 +generic-specific-review
BCPA parcelConfirmed· checked 2026-06-22
VA overlay
No VA Condo Report record
VA public reportNot checked· checked 2026-06-22
Concentration HUD
0.00%
Managing entity DBPR filing
CRYSTAL BAY CLUB ASSOC., INC.
4491 CRYSTAL LAKE DRIVE, DEERFIELD BEACH, FL, 33442

Phase 4 — contact

Registered agent · Sunbiz
STEVENS & GOLDWYN, P.A.
2 SOUTH UNIVERSITY DR, PLANTATION, FL 33324
Board officers · Sunbiz
Pres: Cordero Luis; Trea: Cordero Jackie; VP: PEREZ ALEXANDER; Secr: Settle Lee

Lender-decision factors

The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.

OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →Lender condo questionnaireT2 · document
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →Questionnaire / BCPA parcel rollupT2 · document
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →Budget / questionnaireT2 · document
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →Budget / reserve study / DBPR SIRST2 · document
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →Budget / association minutesT2 · document
AUTOPending litigationActive suits naming the association can kill warrantability.No open cases found (Clerk of Courts) — confirm name variants.County Clerk of CourtsT1 · public record
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →Association master policy / COIT2 · document
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →Building department · DBPRT1 · public record
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →BCPA land-use + questionnaireT3 · inferred

Documents

The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.

FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Request the 718.504 FAQ by email
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained

Loading documents…

Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.