Is Courtyards Three, A Condo FHA approved?

Courtyards Three, A Condo was FHA-approved but the approval has expired. Re-certification may be possible — confirm current status with HUD and verify the rec/land lease (FS 718.504).

Does Courtyards Three, A Condo have a recreation or land lease?

No separate amenity parcel was found in public record — but that does NOT rule out a land or declaration lease. Confirm via the FS 718.504 FAQ before relying on it.

Courtyards Three, A Condo

SW 160 & BASS CREEK RD. MIRAMAR, FL 33027 · 98 units

UNKNOWN

Not enough record to judge this yetWe don’t have enough public record on this building — treat it as unverified and confirm the items below.

NEEDS REVIEWRecord join not yet confirmedThis building's record join needs human review (Phase 4) — treat as unverified.

REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it. BCPA parcel · FS 718.504 FAQ confirmsNot checked· checked 2026-06-22

FHA expiredBuilt ?CondoNo amenity lease · verifyFiled OKNo VA record

What you still need to confirm

VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.

VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.

VERIFYLitigation / special assessmentNot yet checked — Clerk of Courts / estoppel.

Record · hud-unconfirmed

FHA score breakdown

fha Expired:+30; year unknown:+0

Address HUD Condlook

SW 160 & BASS CREEK RD. MIRAMAR, FL 33027

FHA status

Expired · exp 09/30/2011 (expired)

HUD CondlookConfirmedrecord 06/17/2002· checked 2026-06-22

Year · units

— not yet verified · 98 units

BCPA · DBPR parcelNot checkedrecord 08/29/2002· checked 2026-06-22

BCPA use · folio

04 - Condominium
514033AA0010 · instance-mismatch

BCPA parcelConfirmed· checked 2026-06-22

VA overlay

No VA Condo Report record

VA public reportNot checked· checked 2026-06-22

Concentration HUD

1.02%

Managing entity DBPR filing

COURTYARDS AT NAUTICA CONDO ASSN INC
4525 SW 160TH AVENUE, MIRAMAR, FL, 33027

Phase 4 — contact

Registered agent · Sunbiz

WASSERSTEIN, P.A.
301 YAMATO ROAD, SUITE 2199, BOCA RATON, FL 33431

Board officers · Sunbiz

Trea: Offredi Monica; Pres: Quinones Maria; Dire: Acosta William; Secr: Abello-Rivera Aileen; VP: Hernandez Guillermo

Lender-decision factors

The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.

OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →Lender condo questionnaireT2 · document

OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →Questionnaire / BCPA parcel rollupT2 · document

OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →Budget / questionnaireT2 · document

OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →Budget / reserve study / DBPR SIRST2 · document

OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →Budget / association minutesT2 · document

OBTAINPending litigationActive suits naming the association can kill warrantability.Not in public record — obtain via association minutes / estoppel. Request this document →County Clerk of CourtsT1 · public record

OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →Association master policy / COIT2 · document

OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →Building department · DBPRT1 · public record

OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →BCPA land-use + questionnaireT3 · inferred

Documents

The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.

FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.

Not yet obtained

Request the 718.504 FAQ by email

Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.

Not yet obtained

Current operating budgetReserves, delinquency, special assessments.

Not yet obtained

Reserve study / SIRSStructural integrity reserve study + schedule.

Not yet obtained

Recorded recreation / land leaseThe recorded instrument, if one exists.

Not yet obtained

Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.

Not yet obtained

Loading documents…

Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.