Boardwalk At Vizcaya
SOMERSET BLVD MIRAMAR, FL 33027 · 195 units · built 2007
LOOKS CLEAR
On public record, this looks clear for an FHA loanBased on public record. Confirm the items below before you rely on it.
REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it.
FHA expiredBuilt 2007CondoNo amenity lease · verifyDBPR delinquentVA approvedNo litigation found
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
FLAGReserves funded / SIRSDBPR shows DELINQUENT — investigate reserves. Proxy, not a reserves determination.
AUTOLitigation / special assessmentNo open cases found in Clerk of Courts — confirm name variants.
Record · enriched
FHA score breakdown
fha Expired:+30; year 2007>=2000:+25; va Accepted Without Conditions:+10
Address HUD Condlook
FHA status
Expired · exp 04/12/2013 (expired)
Year · units
2007 · 195 units
BCPA use · folio
04 - Condominium
514035AB0010 · legal-name 1.00
514035AB0010 · legal-name 1.00
VA overlay
Accepted Without Conditions
Concentration HUD
4.16%
Managing entity DBPR filing
BOARDWALK AT VIZCAYA CONDO ASSN INC
150 S PINE ISLAND RD, SUITE 300, PLANTATION, FL, 33324
150 S PINE ISLAND RD, SUITE 300, PLANTATION, FL, 33324
Phase 4 — contactmedium
Registered agent · Sunbiz
AIO REALTY & PROPERTY MANAGEMENT, INC
150 S PINE ISLAND RD #300, PLANTATION, FL 33324
150 S PINE ISLAND RD #300, PLANTATION, FL 33324
Board officers · Sunbiz
Pres: HERRERA-SMITH DANIEL; Trea: Lopez Jesus; VP,: ANDRADE DAVID A
Discovered contact · management
AIO Realty & Property Management · (954) 251-0181 · management site · info@aiorealty.com
Assn listed c/o AIO Realty (cross-confirms Sunbiz reg agent); AIO doesn't name Boardwalk publicly.
Assn listed c/o AIO Realty (cross-confirms Sunbiz reg agent); AIO doesn't name Boardwalk publicly.
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
AUTOPending litigationActive suits naming the association can kill warrantability.No open cases found (Clerk of Courts) — confirm name variants.
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
Loading documents…
Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.