Avant Garde
2017-2049 SOUTH OCEAN DRIVE, HALLANDALE, FL 33009 · 279 units · built 1974
NOT FHA-LISTED
No FHA application on recordThis condo has never been submitted for FHA approval — that’s neutral, not a rejection. Switch to “Conventional loan” to screen it, or confirm FHA eligibility directly.
REC / LAND LEASENo amenity lease found — land lease not verifiedNo separate-owner amenity parcel found in BCPA data — but a land/declaration lease is NOT in public record. This is exactly the gap that misleads people; confirm via the FS 718.504 FAQ before relying on it.
Not FHA-listedBuilt 1974CondoNo amenity lease · verifyFiled OKVA rejectedLitigation (5)
What you still need to confirm
VERIFYOwner-occupancy ≥ 50%Not in public record — ask the association or estimate from rental density.
VERIFYReserves funded / SIRSNot yet in public record — estoppel / financials, or DBPR SIRS once filed.
FLAGLitigation / special assessmentOpen case(s) found in Clerk of Courts (5) — 5 recorded suit(s) name the association as a defendant (2020-2025) — verify current status; 3 record(s) filed BY the association (routine collections, not a red flag). Review materiality.
Record · enriched
FHA score breakdown
year 1974<1976:-20
Address DBPR filing
FHA status
Not FHA-listed
Year · units
1974 · 279 units
BCPA use · folio
04 - Condominium
514226CD0010 · legal-name 1.00
514226CD0010 · legal-name 1.00
VA overlay
Rejected
Concentration HUD
not available from public record
Managing entity DBPR filing
AVANT GARDE CONDO ASSOC., INC.
2017 SOUTH OCEAN DRIVE, HALLANDALE BEACH, FL, 33009
2017 SOUTH OCEAN DRIVE, HALLANDALE BEACH, FL, 33009
Lender-decision factors
The facts that actually pass or kill a loan. Public record reaches only a few — the rest live in the condo questionnaire and financials, obtainable below.
OBTAIN% owner-occupancyFHA: ≥ 50% owner-occupied; many conventional loans require ≥ 50%.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% single-entity ownership> 10–25% owned by one entity can kill warrantability.Not in public record — obtain via lender questionnaire. Request this document →
OBTAIN% HOA-fee delinquency (> 60 days)> 15% delinquent kills FHA and most conventional.Not in public record — obtain via operating budget / questionnaire. Request this document →
OBTAINReserve fundingFL SIRS mandate + warrantability: reserves must be funded, not waived.Not in public record — obtain via operating budget / reserve study. Request this document →
OBTAINSpecial assessments (active / pending)Active/pending assessments affect DTI and warrantability.Not in public record — obtain via operating budget / minutes. Request this document →
FLAGPending litigationActive suits naming the association can kill warrantability.Open case(s) — 5; HOA named as defendant (2020-2025). Review materiality.
OBTAINInsurance adequacy (wind / flood / liability)Lapsed master policy is a conventional-rejectable, FL deal-killer.Not in public record — obtain via declarations page / COI. Request this document →
OBTAINMilestone inspection / SIRS statusFL statute (post-Surfside): 40/50-yr recertification + SIRS mandatory.Not in public record — obtain via association minutes / building dept. Request this document →
OBTAINCommercial space %> 35% commercial kills FHA eligibility.Not in public record — obtain via lender questionnaire. Request this document →
Documents
The last-mile documents that decide a loan. Where we hold one it's here; otherwise request it or upload it — uploads show as in review until a human verifies them.
FS 718.504 FAQ & AnswersThe ground-truth disclosure — rec/land lease, owner-occupancy, reserves, litigation.
Not yet obtained
Lender condo questionnaire (FNMA 1076)Full or short-form warrantability questionnaire.
Not yet obtained
Current operating budgetReserves, delinquency, special assessments.
Not yet obtained
Reserve study / SIRSStructural integrity reserve study + schedule.
Not yet obtained
Recorded recreation / land leaseThe recorded instrument, if one exists.
Not yet obtained
Meeting minutes / milestone inspectionRecent minutes, SIRS, 40/50-yr milestone.
Not yet obtained
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Public-record screening, not financing advice. CondoFacts compiles HUD, BCPA, DBPR, and VA public records with confidence flags; it does not replace a lender's condo questionnaire or the association's FS 718.504 FAQ. Confirm with your lender before underwriting.